Latest Blogs, Tools And Resources
The Biggest Retirement Planning Challenges Facing Gen X Today
Most of the people we work with are approaching retirement, and on paper, they've done pretty well for themselves. For years, that meant guiding Baby Boomers into their golden years and helping them navigate a fairly predictable set of retirement planning challenges....
Why “Fiduciary” Doesn’t Automatically Mean Your Financial Advisor Has Your Back
If there's one word that makes people feel safe about their financial advisor, it's "fiduciary." It sounds official. It sounds regulated. And for most pre-retirees, hearing it is enough to stop asking questions. The word gets thrown around constantly in the financial...
Are You in the Retirement Risk Zone? What to Do Before Volatility Forces Your Hand
You've spent decades building your portfolio. You've stayed disciplined through market swings, held your ground when others panicked, and watched your wealth grow. So why would the same approach that got you here need to change now? Because the rules of the game...
Functional Retirement Advisor: The Guidance Most People Don’t Know They Need
Figuring out who to work with for your retirement planning is confusing—far more confusing than most people expect. At first glance, it can seem straightforward. Find someone with credentials, experience, and maybe a reassuring title, and you’re done, right? Not so...
How Couples Can Make a Staggered Retirement Work
Retirement today rarely happens in a single, tidy moment, especially in two-income households. More often than not, couples find themselves in staggered retirement, with one person stepping out of the workforce while the other continues working, even if that wasn’t...
How to Talk About Money with Your Adult Kids
Talking about money with your adult children has never been easy. Even in close families, it’s one of those topics few want to bring up. However, avoiding the conversation can lead to misunderstandings, unspoken expectations, and added stress. Discussing money can...
How to Make Financial Decisions with a Calm Mind
(Not a Reactive One) When the markets move fast—or life throws you a curveball—it’s easy to make quick financial decisions that feel good in the moment but don’t serve your long-term goals. We’ve all been there. A news headline triggers concern about the economy. A...
Money & Marriage: Why It’s Normal to See Things Differently—and What to Do About It
Money is one of the top stressors in marriage. It’s not just about how much you have or how much you spend. It’s about the meaning you attach to money. For one spouse, money may equal freedom and spontaneity. For the other, it may represent security and safety. It’s...
Why “Rewiring” Beats Retiring: A Smarter Approach to Life After Work
A client sat in my office last spring, three months into retirement from his engineering job. "I'm bored out of my mind," he said. "I've organized the garage twice, read four books, and it's only noon." Sound familiar? The whole "work for 40 years then play golf...
Retirement Isn’t a Straight Line: How to Pivot When Life Doesn’t Go According to Plan
When you picture retirement, you probably imagine it unfolding just the way you planned: steady income, predictable expenses, and plenty of time to enjoy the life you’ve worked so hard to build. But as many retirees discover, life has a way of surprising us. Sometimes...