by Joseph Falbo, CFP®, AIF®, CRC® | Jan 1, 2020 | Retirement Planning
This is a great informational piece about assessing the value of advice released by Vanguard Research. It talks about how we should measure the value of financial advisory services using a three-part framework based on portfolio, financial, and emotional outcomes. It...
by Joseph Falbo, CFP®, AIF®, CRC® | Dec 31, 2019 | Retirement Planning
Not all of my clients are on the verge of retirement. Some have 10 or more years to go and are trying to get a head start. Others have already retired and are going back to retool their plans, working to get back on track, or checking to confirm that they are already...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
How inflation was supposed to destroy the stock market. August 13, 2019 was the 40th anniversary of a BusinessWeek article, “The Death of Equities.” This article talked about the Labor Department ruling that allowed pension fund money to “go into listed stocks and...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
Bruce and Jitendra had planned for their retirement about five years before Bruce was ready to leave his job as a school principal. Many of their friends were either retired or facing retirement and provided the couple with good examples of both what to do and not to...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
In my discussions with my clients, we often talk about what role “work” might play in retirement. While some clients would never consider such a thing, many understand the value that work provides in their lives and they try to incorporate work activities into a...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
When considering all of the various options for your retirement some important questions to ask yourself are “What are the positive impacts on my life from staying in the workforce?” and “What is the ‘good stuff’ I get from being employed?” Even if you are really...
