by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
“When you wake up one morning and decide that, from this day forward, you can do what you want, when you want, and how you want—you are retired.” – Barry LaValley There is an old story that can be used to describe how aging boomers think about retirement. A...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
There is a tendency to demonize work in order to make retirement look more attractive. In this blog, we look at the value that work provides. Our retirement consultant Barry LaValley of the Retirement Lifestyle Center has suggested that you consider the things you...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Business Planning, Education Planning, Estate Planning, Financial Wellness, Insurance Planning, Investment Planning, Retirement Planning
Did you know that your past experiences with money can affect your financial future? You may have been raised in a home where extras were scarce, so now you tend to treat yourself a little too often. Or, if you were raised in a family where money wasn’t talked about...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
Aaron and Monica Sector were approaching the point where Aaron could walk away from his company with a reasonable pension. Monica, an elementary school teacher, still had five years left before she joined her husband “in retirement.” The Sectors had been caught up in...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 21, 2019 | Retirement Planning
The first step to having a successful retirement is defining what a successful retirement means to you. That means actually writing it out! A successful retirement will look different to different people. Some may want to keep working; others may want to travel....
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 21, 2019 | Retirement Planning
Do You Really Want to Retire? Not long ago, I had lunch with Charlie, a 63-year-old business owner from West Caldwell, New Jersey. Because he knew that I was in the financial services industry, he peppered me with questions about retirement and his pending plans to...
