by Joseph Falbo, CFP®, AIF®, CRC® | Jan 15, 2020 | Retirement Planning
“All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market.” —Nick Murray A Functional Retirement Advisor (FRA) is an advisor that may put emphasis on plans and not products. With a dysfunctional advisor, you will...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 15, 2020 | Retirement Planning
“Our goals can only be reached through a vehicle of a plan in which we must fervently believe, and upon which we must vigorously act. There is no other route to success.” –Pablo Picasso They say that marriage is one of the most important decisions you will make in...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 15, 2020 | Retirement Planning
“An investment in knowledge pays the best interest.” – Benjamin Franklin Everyone wants retirement success, but the average person retiring in the 21st century has no idea of the challenges that await them in their “second life.” They have worked hard and have...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 1, 2020 | Retirement Planning
Recently, a television interviewer was speaking with Matthew, a prominent person in his community about retirement. Matthew was very well known as a politician and member of the town council and had been actively involved in community events for the past three...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 1, 2020 | Retirement Planning
This is a great informational piece about assessing the value of advice released by Vanguard Research. It talks about how we should measure the value of financial advisory services using a three-part framework based on portfolio, financial, and emotional outcomes. It...
by Joseph Falbo, CFP®, AIF®, CRC® | Dec 31, 2019 | Retirement Planning
Not all of my clients are on the verge of retirement. Some have 10 or more years to go and are trying to get a head start. Others have already retired and are going back to retool their plans, working to get back on track, or checking to confirm that they are already...
