by Joseph Falbo, CFP®, AIF®, CRC® | Apr 3, 2025 | Retirement Planning
Why Is It So Hard to Spend the Money You’ve Saved? You’ve spent years working, saving, and preparing for retirement. Now that it’s here, spending that money feels… different. Maybe you pause before booking that dream vacation, even though you’ve talked about it...
by Joseph Falbo, CFP®, AIF®, CRC® | Mar 20, 2025 | Retirement Planning
Retirement is supposed to be a time of freedom—freedom from work, from stress, and to enjoy the life you’ve spent decades building. But there’s one mistake many retirees make with their investments that can put all of that at risk. And no, it’s not picking the wrong...
by Joseph Falbo, CFP®, AIF®, CRC® | Feb 13, 2025 | Retirement Planning
Market volatility is inevitable, and for many investors, it can feel like a storm threatening to derail their financial goals. The ups and downs of the market can spark panic, fear, or even inaction—none of which serve your long-term interests. The key to navigating...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 8, 2025 | Retirement Planning
At Falbo Wealth Management, we often hear a familiar question: “Why should we pay you to help us?” It’s a fair question and one we’re happy to answer. Our mission is simple yet profound: we help you make smart, confident financial decisions. In our view, the value we...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 12, 2024 | Retirement Planning, Uncategorized
Let’s be honest: retirement is a time we all look forward to—a period where we can finally enjoy the fruits of our labor without the stresses that may have accompanied our working years. But with all the excitement, there’s also a need for careful...
by Joseph Falbo, CFP®, AIF®, CRC® | Oct 16, 2024 | Retirement Planning
As you transition into retirement, one of the most critical decisions you’ll face is managing your retirement savings to support your lifestyle for the long haul. It’s not just about crunching numbers—it’s about making sure your savings deliver the...