by Joseph Falbo, CFP®, AIF®, CRC® | Jan 12, 2026 | Lifestyle, Retirement Planning
Retirement today rarely happens in a single, tidy moment, especially in two-income households. More often than not, couples find themselves in staggered retirement, with one person stepping out of the workforce while the other continues working, even if that wasn’t...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 16, 2025 | Retirement Planning
(Not a Reactive One) When the markets move fast—or life throws you a curveball—it’s easy to make quick financial decisions that feel good in the moment but don’t serve your long-term goals. We’ve all been there. A news headline triggers concern about the economy. A...
by Joseph Falbo, CFP®, AIF®, CRC® | Oct 10, 2025 | Retirement Planning
Money is one of the top stressors in marriage. It’s not just about how much you have or how much you spend. It’s about the meaning you attach to money. For one spouse, money may equal freedom and spontaneity. For the other, it may represent security and safety. It’s...
by Joseph Falbo, CFP®, AIF®, CRC® | Sep 2, 2025 | Retirement Planning
A client sat in my office last spring, three months into retirement from his engineering job. “I’m bored out of my mind,” he said. “I’ve organized the garage twice, read four books, and it’s only noon.” Sound familiar? The...
by Joseph Falbo, CFP®, AIF®, CRC® | Aug 4, 2025 | Retirement Planning
When you picture retirement, you probably imagine it unfolding just the way you planned: steady income, predictable expenses, and plenty of time to enjoy the life you’ve worked so hard to build. But as many retirees discover, life has a way of surprising us. Sometimes...
by Joseph Falbo, CFP®, AIF®, CRC® | Jul 8, 2025 | Retirement Planning
Retirement is a huge milestone, but it involves more than just quitting your job. It’s about starting a new chapter with the person you’ve spent your entire life with. And, while the majority of couples save for retirement for years, very few discuss what...
