by wealthjms | Mar 13, 2026 | Retirement Planning
You’ve spent decades building your portfolio. You’ve stayed disciplined through market swings, held your ground when others panicked, and watched your wealth grow. So why would the same approach that got you here need to change now? Because the rules of...
by wealthjms | Mar 3, 2026 | Retirement Planning
Figuring out who to work with for your retirement planning is confusing—far more confusing than most people expect. At first glance, it can seem straightforward. Find someone with credentials, experience, and maybe a reassuring title, and you’re done, right? Not so...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 12, 2026 | Lifestyle, Retirement Planning
Retirement today rarely happens in a single, tidy moment, especially in two-income households. More often than not, couples find themselves in staggered retirement, with one person stepping out of the workforce while the other continues working, even if that wasn’t...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 16, 2025 | Retirement Planning
(Not a Reactive One) When the markets move fast—or life throws you a curveball—it’s easy to make quick financial decisions that feel good in the moment but don’t serve your long-term goals. We’ve all been there. A news headline triggers concern about the economy. A...
by Joseph Falbo, CFP®, AIF®, CRC® | Oct 10, 2025 | Retirement Planning
Money is one of the top stressors in marriage. It’s not just about how much you have or how much you spend. It’s about the meaning you attach to money. For one spouse, money may equal freedom and spontaneity. For the other, it may represent security and safety. It’s...
by Joseph Falbo, CFP®, AIF®, CRC® | Sep 2, 2025 | Retirement Planning
A client sat in my office last spring, three months into retirement from his engineering job. “I’m bored out of my mind,” he said. “I’ve organized the garage twice, read four books, and it’s only noon.” Sound familiar? The...
