by Joseph Falbo, CFP®, AIF®, CRC® | May 12, 2020 | financial education
When stock prices are going down, the value of companies goes up. Think of it this way: a declining market can be thought of as a “sale”… and aren’t sales always temporary? The lower prices go at your favorite store, the more valuable the products. Applying this...
by Joseph Falbo, CFP®, AIF®, CRC® | Apr 8, 2020 | Financial Wellness
We seem to be at a moment of maximum uncertainty. The COVID-19 pandemic has become the most momentous public health crisis since the flu pandemic of 1918. To fight the virus, medical experts have advised us to stop life as we know it. However, putting our society to...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 20, 2020 | Retirement Planning
Does Your Home Still Work for You in Retirement? Often I see retirees living in homes that no longer meet their needs but who refuse to consider a change. Your home should never be a source of distress for you and it should continue to reflect the life you wish to...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 15, 2020 | Retirement Planning
“Judge a man by his questions rather than by his answers.” —Voltaire A Functional Retirement Advisor (FRA) is an advisor that focuses not only on the QUANtitative data but takes a special interest in the QUALitative data as well in order to get you to the retirement...
by Joseph Falbo, CFP®, AIF®, CRC® | Jan 15, 2020 | Retirement Planning
“All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market.” —Nick Murray A Functional Retirement Advisor (FRA) is an advisor that may put emphasis on plans and not products. With a dysfunctional advisor, you will...
