by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Business Planning, Education Planning, Estate Planning, Financial Wellness, Insurance Planning, Investment Planning, Retirement Planning
Did you know that your past experiences with money can affect your financial future? You may have been raised in a home where extras were scarce, so now you tend to treat yourself a little too often. Or, if you were raised in a family where money wasn’t talked about...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
Aaron and Monica Sector were approaching the point where Aaron could walk away from his company with a reasonable pension. Monica, an elementary school teacher, still had five years left before she joined her husband “in retirement.” The Sectors had been caught up in...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 21, 2019 | Retirement Planning
The first step to having a successful retirement is defining what a successful retirement means to you. That means actually writing it out! A successful retirement will look different to different people. Some may want to keep working; others may want to travel....
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 21, 2019 | Retirement Planning
Do You Really Want to Retire? Not long ago, I had lunch with Charlie, a 63-year-old business owner from West Caldwell, New Jersey. Because he knew that I was in the financial services industry, he peppered me with questions about retirement and his pending plans to...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 21, 2019 | Retirement Planning
Struggling with the Traditional Concept of Retirement For many years I have struggled with the concept of ‘retirement’. As I work with my clients, I can’t help but feel that the idea of it being the end of things and the time to wind it down didn’t fit what I was...
