by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Financial Wellness
It’s not all doom and gloom. A constant theme here at Falbo Wealth Management is how financial journalism has consistently ignored the upsurge in American household net worth. Household monthly financial obligations are at historic all-time lows and have been for...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
Bruce and Jitendra had planned for their retirement about five years before Bruce was ready to leave his job as a school principal. Many of their friends were either retired or facing retirement and provided the couple with good examples of both what to do and not to...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
In my discussions with my clients, we often talk about what role “work” might play in retirement. While some clients would never consider such a thing, many understand the value that work provides in their lives and they try to incorporate work activities into a...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Investment Planning
Indices v. Investors Investors, left to their own devices, can work against their long-term interests. When people react with emotion they tend to make snap decisions that don’t always work in their favor. In my experience, Human nature is a terrible investor. If you...
by Joseph Falbo, CFP®, AIF®, CRC® | Nov 22, 2019 | Retirement Planning
When considering all of the various options for your retirement some important questions to ask yourself are “What are the positive impacts on my life from staying in the workforce?” and “What is the ‘good stuff’ I get from being employed?” Even if you are really...
